Total Monthly Spend
Rs 136,500
Essential Spend
Rs 78,000
Discretionary Spend
Rs 58,500
Highest Category
Groceries
Rs 34,500
Fastest Growing
+25%
Dining
Category-wise Spending
Essential vs Discretionary
Month-on-Month Comparison
Weekend vs Weekday Spending
Spending Pattern Insights
Dining Surge
Dining spend increased by 25% compared to last month.
Shopping Spike
Shopping increased by 18% after salary credit.
Fuel Reduction
Fuel spend decreased by 8%.
Recurring Subscriptions
Subscriptions are recurring every month and total PKR 12,000.
Discretionary Split
Discretionary spending is 43% of total expenses.
AI Spending Pattern Detection
•Highest spending occurs between the 5th and 12th of each month.
•Weekend dining spend is 32% higher than weekday dining spend.
•Shopping activity increases within 5 days after salary credit.
•Recurring subscriptions are stable but can be optimized.