Recommended Products
4
Best Fit Score
92%
Conversion Probability
28%
Deposit Uplift Potential
PKR 45,000
Personalized Product Recommendations
Smart Saver Account
Savings
Fit Score
Why This Product?
Customer maintains surplus balance of PKR 45,000 for 10+ days monthly.
Expected Benefit
Earn better returns on idle balance
30-Day Term Deposit
Deposit
Fit Score
Why This Product?
Customer keeps stable balance after essential expenses.
Expected Benefit
Convert idle balance into short-term returns
Auto-Save Plan
Goal-Based Savings
Fit Score
Why This Product?
Customer has predictable salary credit and recurring surplus.
Expected Benefit
Automatically save PKR 5,000 after salary
Utility Auto-Pay
Bill Payment
Fit Score
Why This Product?
Customer has recurring utility bill payments every month.
Expected Benefit
Reduce missed bill payment risk
Customer Behavior to Product Mapping
Surplus balance for 10+ days→ Savings Account
Large idle balance for 20+ days→ Term Deposit
Predictable salary + recurring surplus→ Auto-Save Plan
Frequent utility payments→ Auto-Pay
High dining/travel spending→ Rewards Card
Low month-end balance→ Budgeting Assistant
How These Products Help
✓Smart Saver Account: Earn competitive returns on your idle balance of PKR 45,000 without tying up funds.
✓30-Day Term Deposit: Convert short-term surplus into better yields while maintaining liquidity.
✓Auto-Save Plan: Build savings automatically after salary without manual effort or discipline.
✓Utility Auto-Pay: Never miss a bill payment and reduce stress from manual reminders.
Product Adoption Tips
Start with
Smart Saver
Then upgrade to
Term Deposit
Automate with
Auto-Save
Enable
Auto-Pay
✓ Expected Benefit
With these products combined, Ahmed can increase his average balance by PKR 45,000, automate PKR 18,000 monthly savings, and eliminate bill payment risks.